.process-faq-section{border-bottom:1px solid var(--color-border);background-color:#fff;padding:3.25rem 0}.process-faq-container{flex-direction:column;gap:3rem;display:flex}.process-block{flex-direction:column;gap:1.75rem;display:flex}.process-header{max-width:100%}.process-badge{font-family:var(--font-heading);letter-spacing:.14em;color:var(--color-primary);text-transform:uppercase;margin-bottom:.65rem;font-size:.76rem;font-weight:700;display:inline-block}.process-title{color:#0b111e;letter-spacing:-.02em;margin-bottom:.85rem;font-size:clamp(2rem,3.1vw,2.85rem);font-weight:700;line-height:1.15}.process-subtitle{color:#475569;font-size:1.04rem;line-height:1.7}.process-steps-grid{grid-template-columns:repeat(4,1fr);gap:1.5rem;display:grid}.process-step-card{border:1px solid #dce4ee;border-top:3px solid var(--color-primary);border-radius:var(--radius-lg);background:#f8fafc;flex-direction:column;gap:.85rem;padding:1.85rem 1.6rem;transition:transform .3s,box-shadow .3s,background .3s;display:flex;position:relative}.process-step-card:hover{background:#fff;transform:translateY(-4px);box-shadow:0 18px 36px -12px #0b111e1a}.step-card-top{justify-content:space-between;align-items:center;gap:.5rem;display:flex}.step-number{font-family:var(--font-heading);color:var(--color-primary);font-size:1.5rem;font-weight:700;line-height:1}.step-phase{font-family:var(--font-heading);text-transform:uppercase;letter-spacing:.06em;color:var(--color-primary-dark);border-radius:var(--radius-full);background:#026aa71a;padding:.25rem .65rem;font-size:.7rem;font-weight:700}.step-title{font-family:var(--font-heading);color:#0b111e;font-size:1.12rem;font-weight:700;line-height:1.3}.step-desc{color:#475569;font-size:.9rem;line-height:1.62}.faq-block{border-top:1px solid #e2e8f0;grid-template-columns:.9fr 1.3fr;align-items:flex-start;gap:2.75rem;padding-top:2.5rem;display:grid}.faq-left{flex-direction:column;gap:1rem;display:flex}.faq-badge{font-family:var(--font-heading);letter-spacing:.14em;color:var(--color-primary);text-transform:uppercase;font-size:.76rem;font-weight:700}.faq-title{color:#0b111e;font-size:clamp(1.85rem,2.8vw,2.55rem);font-weight:700;line-height:1.16}.faq-lead{color:#475569;font-size:.98rem;line-height:1.68}.faq-direct-card{border-radius:var(--radius-lg);background:#f8fafc;border:1px solid #dce4ee;flex-direction:column;gap:.6rem;margin-top:.75rem;padding:1.5rem;display:flex}.faq-direct-card strong{font-family:var(--font-heading);color:#0b111e;font-size:.96rem}.faq-direct-card p{color:#64748b;font-size:.86rem}.faq-call-btn{border-radius:var(--radius-md);width:fit-content;margin-top:.35rem}.faq-accordion-group{flex-direction:column;gap:.9rem;display:flex}.faq-disclosure{background:#f8fafc;border:1px solid #dce4ee;border-radius:10px;transition:border-color .25s,background .25s,box-shadow .25s;overflow:hidden}.faq-disclosure[open]{border-color:var(--color-primary);background:#fff;box-shadow:0 12px 28px -10px #026aa71f}.faq-summary{cursor:pointer;-webkit-user-select:none;user-select:none;justify-content:space-between;align-items:center;gap:1.25rem;padding:1.25rem 1.5rem;list-style:none;display:flex}.faq-summary::-webkit-details-marker{display:none}.faq-q-text{font-family:var(--font-heading);color:#0b111e;font-size:1.02rem;font-weight:600;line-height:1.38}.faq-q-icon{width:28px;height:28px;color:var(--color-primary);font-family:var(--font-heading);background:#026aa71a;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:1.15rem;font-weight:700;transition:transform .25s,background .25s,color .25s;display:flex}.faq-disclosure[open] .faq-q-icon{background:var(--color-primary);color:#fff;transform:rotate(45deg)}.faq-answer{border-top:1px solid #edf2f7;padding:1rem 1.5rem 1.35rem}.faq-answer p{color:#475569;font-size:.94rem;line-height:1.68}@media (max-width:1100px){.process-steps-grid{grid-template-columns:repeat(2,1fr)}.faq-block{grid-template-columns:1fr;gap:2.5rem}}@media (max-width:768px){.process-faq-section{padding:3.5rem 0}.process-faq-container{gap:3.5rem}.process-steps-grid{grid-template-columns:1fr;gap:1.15rem}.process-title,.faq-title{font-size:1.8rem}.faq-block{padding-top:2.75rem}.faq-summary{padding:1.1rem 1.15rem}.faq-q-text{font-size:.95rem}.faq-answer{padding:.85rem 1.15rem 1.15rem}.faq-call-btn{justify-content:center;width:100%}}